The holiday season is just weeks away.
It’s the season when many families overextend financially.

Instead of drafting a list of items to buy,
Make a list of ways you can give of yourself.

Declare it a homemade holiday:
Something sewn.  Something baked.  Something hand made.
A gift card pledging your time.

Now’s the perfect time to set the theme with family and friends.
Make it a season you give from the heart, not from the wallet.

Yours in achieving your personal best . . .

                                                                   Tom